Head of Credit Policy Department (Risk Management Division)

Due to supplement management personnel for Credit Policy Department, Indovina Bank has demand to find potential candidates who meet with the requirements as follows:
* Tasks: Manage and execute the operation of Credit Policy Department to reach the assigned results according to IVB’s strategy in each period.

1. Planning/ Budget
- Build and implement action plans of Department for each period;
- Deploy building credit policy and operational process of control and credit policy with documents to guide the management and credit operations for the IVB’s system;
- Manage and supervise implementation plans of Dept for each period.

2. Manage and execute according to Department functions and duties
2.1. Manage and organize the implementaion of speacializing works
- Develop the regulations and guidance on documentary legal profession for lending and guarantee credit opearions, discounts and other credit duties;
- Develop the credit regulations, processes and guidelines (including loans, guarantees, discounts and other credit duties);
- Develop the policy of credit score;
- Develop the policy of security property;
- Develop debt classification policy and set up provisions;
- Develop disbursement policy;
- Develop the policy of development after loan control and debt recovery
- Credit orientations for IVB;
- Credit instructions for IVB;
- Coordinate with relevant divisions in monitoring the bad debt management and credit growth of IVB;
- Update/identify the actual inconsistencies with the credit policy, or between the credit policy and the provisions of the law; propose and develop appropriate measures/necessary changes in credit policy, related documents;
- Assign and direc the focal point to receive and resolve Business Centre’s feedback on problems in credit policy cooperation;
- To organize the implementation of credit policy dissemination and training to related units and individuals.
- Direct and coordinate with Internal Audit Dept. when necessary to check credit supervision and related credit records.

2.2. Compliance
- Comply with the provisions of Law and internal regulations, comply with the rules of ethical.
- Comply with the assignment of Board of Executives/Board of Members.

3. Staff Management
- Manage activities of Credit Policy Department. Directly train, coach, advise, consult, guide and develop expertise;
- Supervise and manage the level of work completion compared to the budget and targets, periodically evaluate the work results of employees.
- Lead, assign, arrange, allocate personnel reasonably, effectively, suitable to the professional capacity of each employees and job requirements.