Ngành nghề
Nơi làm việc
Mai Ngọc Thùy Dung
Thông tin nghề nghiệp
Kinh nghiệm làm việc
Từ 2018 đến hiện nay: Nhân viên/ Có kinh nghiệm tại Kookminbank – Ho Chi Minh branch
Tasks:
- Assessment & approval proposal all customers credit information for loan application.
- Making contracts and make sure disbursement process to comply with loan policy guideline and credit agreement.
- Managing & reviewing credit files to be proper & accurate.
- Filing customers loan document accordingly.
- Report all overall tasks and quality of work & business.
- Assessment & approval proposal all customers credit information for loan application.
- Making contracts and make sure disbursement process to comply with loan policy guideline and credit agreement.
- Managing & reviewing credit files to be proper & accurate.
- Filing customers loan document accordingly.
- Report all overall tasks and quality of work & business.
Từ 2012 đến 2017: Nhân viên/ Có kinh nghiệm tại Vietnam Joint Stock commercial Bank For Industry and Trade-Branch No.5
- Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
- Prepare reports that include the degree of risk involved in extending credit or lending money.
- Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity.
- Confer with credit association and other business representatives to exchange credit information.
- Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
- Generate financial ratios, using computer programs, to evaluate customers' financial status.
- Review individual or commercial customer files to identify and select delinquent accounts for collection.
- Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
- Consult with customers to resolve complaints and verify financial and credit transactions.
- Analyze financial data such as income growth, quality of management, and market share to determine expected profitability of loans.
- Prepare reports that include the degree of risk involved in extending credit or lending money.
- Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity.
- Confer with credit association and other business representatives to exchange credit information.
- Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
- Generate financial ratios, using computer programs, to evaluate customers' financial status.
- Review individual or commercial customer files to identify and select delinquent accounts for collection.
- Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
- Consult with customers to resolve complaints and verify financial and credit transactions.
- Analyze financial data such as income growth, quality of management, and market share to determine expected profitability of loans.
Kỹ năng
- Kỹ năng liên quan chuyên môn: thẩm định tài chính doanh nghiệp.
- Kỹ năng giao tiếp, thuyết phục khách hàng
- Khả năng nắm bắt công việc, làm việc theo nhóm, nghiên cứu tài liệu
- Kỹ năng giao tiếp, thuyết phục khách hàng
- Khả năng nắm bắt công việc, làm việc theo nhóm, nghiên cứu tài liệu
Ngoại ngữ
- Tiếng Anh (Trung cấp)
- Tiếng Nhật (Trung cấp)
- Tiếng Nhật (Trung cấp)
Học vấn bằng cấp
- Cử nhân từ 2015 - 2018 tại Trường Đại học Kinh tế TP.HCM (ngành học: Luật Kinh doanh)
- Cử nhân (Tài Chính Ngân Hàng) Văn bằng 1 từ 2006 - 2010 tại Trường Đại học Kinh tế TP.HCM (ngành học: Khác)
Mục tiêu nghề nghiệp
- Mong muốn tìm được chỗ làm ổn định lâu dài
- Mong muốn tìm được chỗ làm có cơ hội thăng tiến tốt
- Mong muốn tìm được chỗ làm có cơ hội thăng tiến tốt
